Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc., P.O. Box 64284, St. Paul, MN 55164 (800) 800-2638, a Registered Broker/Dealer and Investment Advisor. Securities and Investment Advisory Services through Woodbury Financial Services, Inc. Member FINRA/SIPC. Woodbury Financial Services, Inc. and Benefits Plus Consulting Group, Inc. are not affiliated entities.

Securities products and services are available only to residents of California, Florida, Maine, New Jersey, New York, and Pennsylvania.

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The broker-dealer investment adviser, BD agent or IA rep in question may only transact business in a state if registered, excluded or exempted from state broker-dealer, investment adviser, BD agent or IA rep registration, as may be; and follow-up, individualized response to persons in a state by such broker-dealer, investment adviser, BD or IA rep that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, as may be, will not be made absent compliance with state broker-dealer, investment adviser, BD or IA rep registration requirements, or an applicable exemption or exclusion.